We, at Capital Credit Consultants specialize in credit restoration to help people reach their financial goals. We work with our banking partners to deliver premium mortgage preparation during and after the credit repair process.

You must maintain a good FICO score in order to get the lowest possible interest rate on your mortgage. Financial institutions decide on the interest rate of your loan based on this score. Many banks choose not to lend money if your score is below 640. Although, there are some exceptions to this rule, such as First Time Home Buyer Programs and benefits for Veterans. Your credit score indicates to the lender your ability to pay back the loan and meet your future payment obligations.

People often look to purchase a home when they are financially stable, the market becomes a "Buyer's Market", they have a down payment, lower interest rates or when their credit score has improved. This is where Capital Credit Consultants can make a difference. We make sure your credit has a "Preferred Credit Rating" for you to qualify for a low mortgage interest rate.

To inquire or qualify for a low interest rate mortgage, call now for a free consultation. Call us at (813) 315-8270 or (908) 245-7730 or contact us here.